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Funding IVF: budgeting multiple cycles

How to plan for the real (multi-cycle) cost.

How to plan for the real (multi-cycle) cost. This guide uses public registry data (SART/CDC, HFEA, ESHRE) and is written for international patients comparing countries.

Key points

Regulatory arbitrage — why country matters

🥚Egg donation is banned in Germany, Switzerland & Italy-restricted — patients legally travel to Spain, Czechia, Greece.
👩Single women & female couples: yes in Spain/Greece/Denmark/UK/Portugal; restricted in Germany/Poland/Turkey.
🧬Non-medical sex selection: legal in North Cyprus & USA only.
🤰Paid surrogacy: Georgia & USA; altruistic: Greece, UK, Portugal; banned in Germany/France.

Laws change — verify current eligibility for your nationality and situation.

Model your case in the cost-per-baby calculator or get a free clinic match.

Educational; consult a fertility specialist.

More guides

Cost per baby, not per cycle — the only number that mattersOwn eggs vs donor eggs — the age-40 decisionEgg donation is banned in Germany — your legal optionsIVF over 40: realistic odds and the smartest pathIVF for single women: which countries, what it costs

Finden Sie das Land, in dem Ihr Baby am günstigsten ist.

Wir vergleichen IVF-Erfolgsraten, Preise und Gesetze in 12 Ländern — mit echten CDC-, HFEA- und ESHRE-Daten — und zeigen Ihre wahren Kosten pro Baby, nicht pro Zyklus. Eizellspende (in Deutschland verboten), 40+, alleinstehend oder gleichgeschlechtlich: wo es für Sie bezahlbar und legal ist.

3 passende Klinik-Angebote — kostenlos